*Earn up to 4% rebate in Clubpoints is applicable to the following situations, you can earn up to 4% rebate in Clubpoints on Eligible Transactions with Citi The Club Credit Card (i.e. spend HK$100 and earn up to 20 Clubpoints). Upon reaching the rebate limit in Clubpoints, Cardholder can still enjoy 1% rebate in Clubpoints on Eligible Transactions. 1) Earn up to 4% rebate in Clubpoints when spending on monthly auto-bill payment with csl, 1O1O, Now TV and NETVIGATOR. For further details, please refer to https://www.theclub.com.hk/content/dam/theclub-spa-react/en/others/CB_ABP_PTC_EN_v1.pdf. 2) Earn up to 3% plus 1% rebate in Clubpoints when spending on Club Shopping Platform (https://shop.theclub.com.hk/ or Club Shopping App). 1% rebate in Clubpoints is subject to a cap of 500 Clubpoints for each card account per statement cycle, which will becredited to The Club membership account of the Principal Cardholders. For further details, please refer to https://www.theclub.com.hk/content/dam/theclub-spa-react/en/others/CB_CS_PTC_EN_v1.pdf. 3) Earn up to 4% rebate in Clubpoints when spending on Eligible Transactions with Citi The Club Credit Card at Designated Merchants, subject to a cap of 1,500 Clubpoints for each card account per statement cycle, which will becredited to The Club membership account of the Principal Cardholders. Upon reaching the 1,500 Clubpoints limit, Cardholder can still enjoy 1% rebate in Clubpoints on Eligible Transactions. The percentages of rebates and values of Clubpoints are calculated based on Clubpoint conversion ratio when using “Spend Less with Clubpoint” function on the Club Shopping Platform (currently 5 Clubpoints to HK$1), which is subject to changes from time to time without prior notice. For Citi The Club Credit Card details, please visit: https://www.theclub.com.hk/en/citi-the-club-credit-card.html. Subject to related Terms and Conditions. Citi The Club Credit Card is issued by Citibank (Hong Kong) Limited. Please see Citibank’s website for more details or enquiries on credit card information.
To borrow or not to borrow? Borrow only if you can repay!
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