*Earn up to 4% rebate in Clubpoints is applicable to the following situations, you can earn up to 4% rebate in Clubpoints on Eligible Transactions with Citi The Club Credit Card (i.e. spend HK$100 and earn up to 20 Clubpoints). Upon reaching the rebate limit in Clubpoints, Cardholder can still enjoy 1% rebate in Clubpoints on Eligible Transactions. 1) Earn up to 4% rebate in Clubpoints when spending on monthly auto-bill payment with csl, 1O1O, Now TV and NETVIGATOR. For further details, please refer to https://www.theclub.com.hk/content/dam/theclub-spa-react/en/others/CB_ABP_PTC_EN_v1.pdf. 2) Earn up to 3% plus 1% rebate in Clubpoints when spending on Club Shopping Platform (https://shop.theclub.com.hk/ or Club Shopping App). 1% rebate in Clubpoints is subject to a cap of 500 Clubpoints for each card account per statement cycle, which will becredited to The Club membership account of the Principal Cardholders. For further details, please refer to https://www.theclub.com.hk/content/dam/theclub-spa-react/en/others/CB_CS_PTC_EN_v1.pdf. 3) Earn up to 4% rebate in Clubpoints when spending on Eligible Transactions with Citi The Club Credit Card at Designated Merchants, subject to a cap of 1,500 Clubpoints for each card account per statement cycle, which will becredited to The Club membership account of the Principal Cardholders. Upon reaching the 1,500 Clubpoints limit, Cardholder can still enjoy 1% rebate in Clubpoints on Eligible Transactions. The percentages of rebates and values of Clubpoints are calculated based on Clubpoint conversion ratio when using “Spend Less with Clubpoint” function on the Club Shopping Platform (currently 5 Clubpoints to HK$1), which is subject to changes from time to time without prior notice. For Citi The Club Credit Card details, please visit: https://www.theclub.com.hk/en/citi-the-club-credit-card.html. Subject to related Terms and Conditions. Citi The Club Credit Card is issued by Citibank (Hong Kong) Limited. Please see Citibank’s website for more details or enquiries on credit card information.
To borrow or not to borrow? Borrow only if you can repay!
*賺取高達4% Club積分回贈適用於以下情況，須以 Citi The Club 信用卡憑合資格簽賬賺取高達4% Club積分回贈 (即每消費HK$100賺高達20 Club 積分) 。當達到Club積分回贈上限後， 持卡人仍可在合資格簽賬中賺取1% Club積分回贈。 1) 透過自動轉賬支付1O1O、csl、網上行及Now TV的月費賬單可賺取高達4% Club積分回贈 ，詳情請瀏覽：https://www.theclub.com.hk/content/dam/theclub-spa-react/zh/others/CB_ABP_PTC_TC_v1.pdf。2) 於Club Shopping (https://shop.theclub.com.hk/ 或The Club應用程式)簽賬可賺取高達3%加1% Club積分回贈。1%回贈的每個月結單週期的回贈上限為500 Club 積分，並會存入主卡人之 The Club 會員帳戶，詳情請瀏覽：https://www.theclub.com.hk/content/dam/theclub-spa-react/zh/others/CB_CS_PTC_TC_v1.pdf。3) 於指定商戶以Citi The Club 信用卡作合資格簽賬可賺取高達4% Club積分回贈，每個合資格信用卡主卡賬戶於每個月結單週期最多可獲的回贈上限為1,500 Club積分，並會存入主卡人之 The Club 會員帳戶。當達到上限 1,500 Club積分後，持卡人仍可在合資格簽賬中賺取1% Club積分回贈。Club積分回贈的百分比和價值是根據Club Shopping内之「積分扣減價格功能」的Club積分兌換率 (即每5 Club積分 = 港幣1元)。相關兌換率會不時更改並不會另行通知。有關Citi The Club 信用卡詳情，請瀏覽：https://www.theclub.com.hk/zh/citi-the-club-credit-card.html。 受相關條款及細則約束。Citi The Club 信用卡由花旗銀行（香港）有限公司（「花旗銀行」）發行。請參閱花旗銀行網站了解更多詳情或查詢相關信用卡資訊。
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定期的價格HK$168.0特殊價格HK$83.0
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